Following deposit accounts are offered by Saraswati Group of Finance to Resident Indians
Savings Accounts:
These accounts are opened for savings, liquidity and safety of funds and convenience in making day to day expenses and also earning some interest income. These accounts inculcate the habit of thrift in account holders. The Interest rate offered by Saraswati Group of Finance is 6% Annual basis.
Current Accounts:
These accounts are opened for liquidity and safety of funds and for meeting day to day expenses. Current accounts are opened and maintained primarily by business and commercial organizations. No income is earned on these deposits. Individuals usually open these accounts for availing overdraft facility as overdraft facility is not available in Savings accounts. The Interest rate offered by Saraswati Group of Finance is 6% on Annual basis.
Recurring Deposit Accounts:
These accounts are opened for saving purpose only. Some fixed amount is deposited at monthly intervals for a pre-fixed term. These accounts generally earn higher interest than Savings Bank Accounts. The Interest rate offered by Saraswati Group of Finance is is as follows:- 
Lakhpati Deposit Scheme
This deposit has to be deposited monthly for the months specified and on maturity you will be surely be a Lakhpati. 
Double Money Scheme
This Double Money Scheme is for your Future Planning.Mainly Deposited keeping in mind your Children’s studies / Marriage / Old Age Security deposited will be doubled after 78 Months.
Fixed Deposit or Term Deposit Accounts
These accounts are opened for investing funds for fixed terms to earn higher interests. Usually deposit for a longer period of time earns higher Interest Rate. The account holders have option of getting periodic payment of interest at monthly/quarterly intervals or re-investing the interest to be paid on maturity with the principal.
Monthly Income Scheme:-
This Scheme is best scheme so far offered by Saraswati Group of Finance and is a very profitable mainly for housewife & retire person.According to the income table given below by depositing certain fixed amount in your account you get a healthy monthly return income.also your deposited amount will remain so. 
